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| Guard your credit: Request credit reports once a year | ||||
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Guard your credit by requesting a credit report once a year. Check to make sure that the information is correct. Credit reports typically cost about $10 to $15 and can be accessed as follows: Equifax: (800) 685-1111, www.equifax.com. Experian (Formerly TRW): (888) 397-3742, www.experian.com. TransUnion (800) 888-4213, www.transunion.com. In addition to safeguarding your financial security,
the credit report sheds lights on your credit history as seen from your
lender's eyes. Based on credit reports, credit bureaus use a mathematical
equation to develop credit scores that are used to indicate the borrower's
future credit risk. Credit scores are typically called "FICO scores"
because the major credit bureaus use scores produced from software developed
by Fair Isaac and Company. |
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| Consumer acceptance of biotech shows growth The number of Americans who support agricultural biotechnology continues to grow, according to the eighth annual survey commissioned by the International Food Informational Council (IFIC). Most consumers (62 percent) expect to see benefits from biotechnology in the next five years, including better foods (43 percent), reduced pesticide use (19 percent), lower food prices (10 percent), and better crop yields (9 percent). The survey also showed 77 percent found no fault with current food labeling policies; only 2 percent volunteered they would like anything related to "genetically engineered" added to a food label. Research over the past decade shows biotechnology simply
isn't a significant issue for most consumers, says David B. Schmidt, senior
vice president for food safety and global relations for IFIC. Only surveys
that intentionally eliminate context or use negative, emotional terms
to frighten consumers produce numbers that seem to oppose biotech foods,
he says. |
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| Deduct
that health insurance! Beginning in 2003, farmers and ranchers and other self-employed people can deduct the full cost of the individuals health insurance premium and reduce the amount of income tax that they pay. Source: AFBF Speedlines, PPB, May 1, 2003 |
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